The Importance of Having an Emergency Fund
Okay, I will admit it; I am not crazy about a lot of the financial guru’s due to the fact that many of them treat their callers badly. However, with that said, there are a lot of good things that can be learned from these people if you were never taught by your parents [...]
To Wait on the Government or Not? That is the Question!
Over the last two weeks I have been asked my opinion more than I can remember about two things; should I wait until I know we get the $15,000 tax credit to purchase a home and; when will we see the government give us the 4.5% interest rate so I can either buy a [...]
The 8 CEO Surprise!
Well, I had the banks eight CEO’s going all day on the TV in my office so I could hear what they had to say for myself and not through the talking heads on the daily news. (Maybe it’s just me but I don’t think I ever get the real deal on the [...]
Beware of Rate Shopping!
For those of you that are shopping for the best rate available, beware of the rate and switch! What I am talking about is the total overall cost of the loan. Make sure when you get a Good Faith Estimate you are not just looking at the rate and the payment, which is what [...]
How to Find a Good Realtor
Yes, I am a mortgage guy so why am I writing a post on finding a good Realtor? It’s simple, I work with Realtor’s and their clients and I can tell you, their clients let me know when the Realtor is a good or a not so good one. When someone complains about the [...]