Where Do You Turn When You Need Help?
I have to tell you that over the last year I have been disappointed by how many people I know that have been seemingly scammed by some who are offering help. It has not just been people who have been traditionally preyed upon or those who don’t have a bit of knowledge about mortgages and [...]
The Love of Golf
I have been playing golf all my life. That’s not to say that I am any good because I’m not but I love the game! I play with people that are all about the competition but I don’t. I learned a long time ago that I am competition enough for me so I play to [...]
Your Only as Good as the Team Behind You
A mortgage company is just like so many other types of companies where the team behind the scenes is really what makes it all happen. It’s like that in most financial institutions that I have been a part of from banks to investment firms. Those of us who deal directly with the public would be [...]
New Disclosure Rules You Need to Know
This past month has brought with it more changes to the process from approval to closing that are designed to protect the consumer. Most of it has to do with the timeliness of presenting as accurate a Good Faith Estimate as possible before closing to prevent the buyer from those last minute heart attack moments [...]
Who Needs Internships These Days?
Well, according to recent information there are a lot of people vying for internships these days and they are not all part of the college crowd. It seems that unpaid internships are just as competitive as the paid ones as more and more out of work professionals are trying to get started in new positions [...]
Look at the GFE (Good Faith Estimate) & TIL (Truth in Lending) Documents
Traveling last week on vacation took me to a car rental office where I met a young woman who was very excited about buying her first home. When she found out that I was mortgage loan officer she asked me if I had any advise for her and I simply told her to make sure [...]
400 Channels and there’s Nothing to Watch
I’m not sure why there is nothing to watch on TV when there are 400 channels to choose from but that seems to be the case more than not these days. Maybe it’s because we watch to much TV anyway and have seen everything that interests us at least twice. Even the Premium Channels such [...]