Why Co-signing a Loan Can Ruin Other People’s Credit; Along With Yours
Every loan officer has experienced the first time home owner come into the office excited about their first home. They may be buying because they are going to be married soon or are newly married or starting and growing a family. It’s not uncommon for them to think that they have done everything they should [...]
Housing in Nashville, TN
One of the things that have been abundantly clear in the last couple of years is that housing in many parts of the United States has been depressed. However, there are certain areas that have done better than others and Nashville, TN has been one of those fortunate areas. With that said, there are a [...]
Avoiding Closing Cost Surprises
Closing on a house can be an exciting time, especially if you’ve done your research, viewed countless homes, and agonized over the decision to buy. Being prepared for closing costs is an important part of the process, as many new homeowners are left with sticker shock after they close on their first home. There are [...]
Mortgage Applications Rates Drop
News in the mortgage industry continues to be hit and miss. Unfortunately the economy is still in a recovery state, and that is causing many Americans to tighten their belts and refuse to take on more debt. Also as a result is a serious decline in the amount of mortgage applications. A recent study showed [...]