Plan for a House
We’ve done a lot of discussing about how necessary it is to plan to purchase a house. While life throws us unexpected circumstances that force us to relocate unrepentantly, it’s so necessary to build up a sizable savings to prepare for unexpected moves. If you don’t have at least four months of income saved up, and have [...]
Benefits of Pre-Approval
When you’re in the market for a new home, you want to eliminate as many unnecessary annoyances as possible. You also want to make sure you have all your ducks in a row in order to afford the home you want, and the home you deserve. Getting pre-approval for a home loan is a great [...]
Protecting yourself when buying a home
Investing in a home is one of the biggest decisions you can make. In order to have the best home buying experience, it’s important to take the necessary steps to protect you and your investment. One of the most important, and most simple things you can do to protect yourself is to stay informed. Stay [...]
VA Loans
VA loans include mortgage loans available to veterans, and other personnel that have served in the military. Because military personnel have served in the military, when they are released they may not have the liquid finances to put a down payment on a house. To this end, the government steps in and offers a VA [...]
How to Find a Mortgage Lender
If you’ve found the home of your dreams, you need to find a reliable and appropriate mortgage lender. Each mortgage lender has a different area of expertise and so it is important to find the best fit for you. When looking for a home lender, “interview” several to decide which one you feel matches your [...]
Great Place to Live & Work; Hendersonville
Hendersonville, Tennessee is located just outside of Nashville and offers an eclectic vibe, with a family friendly atmosphere. Hendersonville home buyers should look forward to beautiful properties in wonderful neighborhoods. Whether you’re a first time home buyer, looking to move into something bigger OR smaller, or are searching for a worthy investment, Hendersonville, TN is [...]
Choosing a Realtor
It might seem funny that a mortgage guy has any advice on choosing a Realtor. The reality is; we work with Realtors all the time and know who knows what they’re doing and who doesn’t. That’s not to say that a new Realtor who is just starting out is not your best choice because sometimes [...]
Builders Are At It Again
A sign went up in my East Nashville neighborhood about six months ago that a house was going to be built soon and we saw nothing but the sign. However, over the last two weeks, the builder is not only building on that lot but on two additional lots on the street. What that tells [...]
What is “Forced Insurance”
When you purchase your home you are required to keep home owners insurance on the property until the mortgage is paid in full. This is a part of the mortgage note you sign at closing. However, the mortgage company is not responsible for finding you insurance; that is your responsibility and a part of the [...]
Your Only as Good as the Team Behind You
A mortgage company is just like so many other types of companies where the team behind the scenes is really what makes it all happen. It’s like that in most financial institutions that I have been a part of from banks to investment firms. Those of us who deal directly with the public would be [...]
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