Beware of Real Estate Scams; Especially in Hard Times
It’s always unfortunate to hear when an already struggling family is duped by unscrupulous individuals; especially when it could have easily been avoided if they had done just a couple of things to make sure it was legitimate. This particular real estate scam is not new. In fact, it was a couple of years ago [...]
Why Co-signing a Loan Can Ruin Other People’s Credit; Along With Yours
Every loan officer has experienced the first time home owner come into the office excited about their first home. They may be buying because they are going to be married soon or are newly married or starting and growing a family. It’s not uncommon for them to think that they have done everything they should [...]
Housing in Nashville, TN
One of the things that have been abundantly clear in the last couple of years is that housing in many parts of the United States has been depressed. However, there are certain areas that have done better than others and Nashville, TN has been one of those fortunate areas. With that said, there are a [...]
Rent versus Own: Cheaper in Big Cities
If you’re debating whether to rent or own your next home, the decision may have gotten a little bit easier for you. In a recent study it has been revealed that buying a home in a larger city may actually be cheaper than currently renting. This may be good news for first time homebuyers. Statistics [...]
How Big of a House Can you Afford?
Many first time homebuyers are confused as to how big of a house they can actually afford. It’s important to have a clear understanding of the type of home you can afford before you begin looking, so you don’t have any unrealistic expectations. You never know, the home in your budget may pleasantly surprise you. [...]
Renovation Loans
Many real estate companies and mortgage lenders warn homebuyers about purchasing homes that need a lot of work. Many of these homes are expensive, and will still require a lot of work once moved into. Yet, there are loans for those who aren’t afraid of a fixer upper. Renovation loans are perfect for the homebuyer [...]
Home Buying for Retirees
Many people consider the process of home buying one that is exclusive for newlyweds, investors, and growing families. Yet, many retirees can purchase great homes that are likely more suitable for their lifestyle, and their needs. If you are close to retirement age, and are considering purchasing a home, think about several factors that will [...]
Home Buying During the Holidays
If you think that buying a home during the holidays may be too stressful of a time, consider your options before turning down a great home. Your perfect home could be just around the corner, so don’t say, “no,” just because the holidays have you more busy than usual. Houses open up at all times [...]
Planning to Buy a Home
The most important part of buying a home is making sure you have done the necessary planning that goes into make this committed purchase. The most successful homeowners are the ones that take the time to carefully make a decision, ensure they have all the funding and explore all the loans that are available to [...]
Should You Move or Remodel?
If you already own a home, and are making mortgage payments you may be tempted to “upgrade” or move into a different neighborhood. Before making the major decision to buy another home, and reinvest in another mortgage it’s important to know what to expect. Adjusting your mortgage could mean higher interest rates, and you should [...]
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