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	<title>Best Mortgage and Home Loans &#187; Personal</title>
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	<link>http://www.bestmortgageandhomeloans.com</link>
	<description>Your Mortgage, My Mission</description>
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		<title>Ergonomic Living for Highest Comfort</title>
		<link>http://www.bestmortgageandhomeloans.com/ergonomic-living-for-highest-comfort/</link>
		<comments>http://www.bestmortgageandhomeloans.com/ergonomic-living-for-highest-comfort/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 15:24:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>
		<category><![CDATA[ergonomic]]></category>
		<category><![CDATA[living with comfort]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=673</guid>
		<description><![CDATA[Before we discuss ergonomic living, let us discuss what ergonomic is.  Ergonomic denotes the “scientific study of the efficiency of people in the workplace”. This is actually the science of the relationship between workers and their environment. This is especially true when it comes to the relationship between the workers and the equipment they use [...]]]></description>
			<content:encoded><![CDATA[<p>Before we discuss ergonomic living, let us discuss what ergonomic is.  Ergonomic denotes the “scientific study of the efficiency of people in the workplace”. This is actually the science of the relationship between workers and their environment. This is especially true when it comes to the relationship between the workers and the equipment they use to make things such as products, furniture, and lifestyles in a comfortable and efficient manner.</p>
<p>So when we say, ergonomic living, we basically mean comfort and efficiency in our living space be that space at home or work. Comfort may be physical, intuitive and mental. Physical means how a product feels, by intuitive we refer to how easily the product can be used and mental means how we feel before, during and after use. Similarly, by efficiency it means the process of how easily the product can be made in a safe and productive way.</p>
<p>One must be aware that good ergonomic practices for one’s environment can facilitate an improvement to ones quality of life. This is because the environment plays an important role in shaping your mood, your energy level, your morale, your productivity and even your health.</p>
<p>Under agronomic practice you need proper furniture, appliances, carpets and lighting that are right for you. Having chairs that are the correct height, countertops where you can comfortably cook and a bed that is just the right height and depth for you all is important. Even color has an affect on mood and should be considered.</p>
<p>We don’t think about sleep but it makes up a significant part of our lives. The time we spend sleeping should be comfortable so we get a good night sleep every night. Adjustable beds, facilitates manipulation of a person’s sleeping needs by providing maximum comfort. It allows you to raise or lower the head and foot of you bed as per the requirements of your body. Materials used for designing this kind of bed are normally of highest quality. Latex or memory foam mattresses are used to compliment a standard quality adjustable bed. This kind of bed can be easily used and perfectly controlled by using a hand remote.</p>
<p>The importance of modern day life style also being ergonomic is becoming more and more apparent every day. We have to pay attention to the way we live as much as the way we work.</p>
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		<title>You Choose: Stay Informed or Not</title>
		<link>http://www.bestmortgageandhomeloans.com/you-choose-stay-informed-or-not/</link>
		<comments>http://www.bestmortgageandhomeloans.com/you-choose-stay-informed-or-not/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 20:27:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Economic News]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=671</guid>
		<description><![CDATA[This is one of the few posts that is not related to the mortgage loan business so I apologize in advance for those who look here expecting something about home loans. There are topics that I feel from time are important enough to place here and I hope you forgive my indulgence. I am amazed [...]]]></description>
			<content:encoded><![CDATA[<p>This is one of the few posts that is not related to the mortgage loan business so I apologize in advance for those who look here expecting something about home loans. There are topics that I feel from time are important enough to place here and I hope you forgive my indulgence.</p>
<p>I am amazed when I ask certain people why they think the way they do and they can’t answer me other than recite what they have heard on the news or TV talk show entertainment news program on the left or right. You know what I’m talking about so why name them?</p>
<p>Instead of digging to see if what is being spouted is true, many of us swallow hook, line and sinker to believe what are sometimes ball-faced lies designed for us to roll over and let the powers that be simply fillet us! And it is much deserved since we don’t ask questions and challenge much in our world anymore.</p>
<p>Well, you might like getting filleted but I don’t. I am a bit cantankerous and skeptical about just about everything. I wasn’t raised to be this way when it came to my country but from what I have observed over the past 20 years there’s not much I believe that comes out of anyone’s mouth that holds an elected office. I have been teased and hammered a few times by friends and family because of this and it’s okay because I can take it.</p>
<p>However, I feel somewhat vindicated at last after reading Mike Lofgren’s article <a href="http://www.truth-out.org/goodbye-all-reflections-gop-operative-who-left-cult/1314907779"><em>Goodbye to All That: Reflections of a GOP Operative Who Left the Cult</em>.</a></p>
<p>For all my Democrat friends and family members that think Mr. Lofgren’s information is all about the Republican party, I assure you it is not. This has enough rot to go around to all parties including the one with the label Tea.</p>
<p>Here’s how the article starts just to give you a taste.</p>
<blockquote><p><em>Barbara Stanwyck: &#8220;We&#8217;re both rotten!&#8221;</em></p>
<p><em>Fred MacMurray: &#8220;Yeah &#8211; only you&#8217;re a little more rotten.&#8221; -&#8221;Double Indemnity&#8221; (1944) </em><em></em></p></blockquote>
<p>Another favorite passage with regard to the so called “debt ceiling” is below.</p>
<blockquote><p><em>“The debt ceiling extension is not the only example of this sort of political terrorism. Republicans were willing to lay off 4,000 Federal Aviation Administration (FAA) employees, 70,000 private construction workers and let FAA safety inspectors work without pay, in fact, forcing them to pay for their own work-related travel &#8211; how prudent is that? &#8211; in order to strong arm some union-busting provisions into the FAA reauthorization.</em></p>
<p><em>Everyone knows that in a hostage situation, the reckless and amoral actor has the negotiating upper hand over the cautious and responsible actor because the latter is actually concerned about the life of the hostage, while the former does not care. This fact, which ought to be obvious, has nevertheless caused confusion among the professional pundit class, which is mostly still stuck in the Bob Dole era in terms of its orientation. For instance, Ezra Klein wrote of his puzzlement over the fact that while House Republicans essentially won the debt ceiling fight, enough of them were sufficiently dissatisfied that they might still scuttle the deal. Of course they might &#8211; the attitude of many freshman Republicans to national default was &#8220;bring it on!&#8221;</em></p>
<p><em>It should have been evident to clear-eyed observers that the Republican Party is becoming less and less like a traditional political party in a representative democracy and becoming more like an apocalyptic cult, or one of the intensely ideological authoritarian parties of 20th century Europe. This trend has several implications, none of them pleasant.”</em></p></blockquote>
<p>If you don’t like getting filleted you might want to <a href="http://www.truth-out.org/goodbye-all-reflections-gop-operative-who-left-cult/1314907779">read it</a>. It’s long and worth every word.</p>
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		<title>The 2011 Tomato Art Fest is Right around the Corner</title>
		<link>http://www.bestmortgageandhomeloans.com/the-2011-tomato-art-fest-is-right-around-the-corner/</link>
		<comments>http://www.bestmortgageandhomeloans.com/the-2011-tomato-art-fest-is-right-around-the-corner/#comments</comments>
		<pubDate>Thu, 04 Aug 2011 17:30:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Go Green]]></category>
		<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=660</guid>
		<description><![CDATA[As I checked my calendar for August I realized that the 2011 Tomato Art Fest is coming up on Saturday, August 13th. It starts at 10 am and runs until 6 pm &#8211; but don’t leave because the music continues until 9:30 pm and there is always some great music to be heard. One of [...]]]></description>
			<content:encoded><![CDATA[<p>As I checked my calendar for August I realized that the <a title="More Info on The Tomato Art Fest" href="http://tomatoartfest.com/">2011 Tomato Art Fest</a> is coming up on Saturday, August 13<sup>th</sup>. It starts at 10 am and runs until 6 pm &#8211; but don’t leave because the music continues until 9:30 pm and there is always some great music to be heard.</p>
<p>One of my favorite things about the Tomato Fest this is the theme, which is; The Tomato – A Uniter, not a Divider – Bringing together Fruits and Vegetables.</p>
<p>If only Washington could be so brave as to bring all the “fruits” and “vegetables” together.  We could celebrate more than a community coming together for a day. Oh, but I regress… let’s get back to The Tomato Art Fest.</p>
<p>If you have been before then you already know how much fun and excitement there is to be had by all. Art and crafts for the grown-ups (note; I did not say adults), a kids area for the children in tow, music for just about everyone (just hang around long enough and you will hear something you like) and food for everyone. It’s just a great time to be had by all.</p>
<p>You will find all this fun going on across the river on the east side of downtown Nashville in a wonderful historical part of town called, East Nashville. Located at Five Point’s, which is located at the corner’s of 11<sup>th</sup> &amp; Woodland, the Tomato Art Fest is mainly outdoors so make sure you are prepared for hot weather; did I say HOT weather?!</p>
<p>Bring or be prepared to buy a lot of water and don’t worry so much about parking. Most of the locals will walk or ride in leaving those visiting the area pretty good access. If you’re luck enough to know someone who lives in the neighborhood, they may let you park at their house and walk in as well. However, once you are there, make a day out of it. You can’t miss with a completely free day of wonderful tomato art, tomato fun and tomato worship (don’t be offended, it’s just an endearment for those of us who grow the almighty fruit that is viewed and a vegetable).</p>
<p>The goal is to have fun. Come planning to make it a great day!</p>
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		<title>Hendersonville Dentist</title>
		<link>http://www.bestmortgageandhomeloans.com/hendersonville-dentist/</link>
		<comments>http://www.bestmortgageandhomeloans.com/hendersonville-dentist/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 17:04:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>
		<category><![CDATA[Local Referral]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=583</guid>
		<description><![CDATA[I recently had the chance to finish a dental implant and crown that I started (I hate to admit this) eight years ago. I knew I could get a bridge but hated to destroy two perfectly good teeth in order to have three false teeth when I only really needed one; so I waited. The [...]]]></description>
			<content:encoded><![CDATA[<p>I recently had the chance to finish a <a title="Dental Implants" href="http://www.bryancarlindmd.com/Procedures_DentalImplants_446945.aspx">dental implant</a> and crown that I started (I hate to admit this) eight years ago. I knew I could get a bridge but hated to destroy two perfectly good teeth in order to have three false teeth when I only really needed one; so I waited. The problem is I waited several years too many and the hardware needed to complete what was started is no longer readily available.</p>
<p>in the mean time, I cracked another tooth earlier this year and had it removed as well. This meant I was now in the market to find a dentist who could do an implant and crown on the new tooth and finish a much harder issue on the old tooth. I went to several different dentists (they will go unnamed) until I was referred to a <a title="Dr. Bryan Carlin in Hendersonville" href="http://www.bryancarlindmd.com/Hendersonville.aspx">Hendersonville Dentist</a>; Bryan Carlin who has been great to work with. Instead of telling me we had a problem, which I was very aware of, he went to work to find a solution.</p>
<p><a href="http://www.bryancarlindmd.com/">Carlin Dental</a> has been a pleasure to work with from doctor to staff and has been well worth the short drive to Hendersonville from Nashville. I have decided that when I receive excellent care or service, I am going to share that here for others who are looking for a good solid referral. At the same time, I will also share when I am disappointed in a product or service. Bottom line today; if you are looking for a great <a title="Cosmetic Dentistry" href="http://www.bryancarlindmd.com/Procedures_CosmeticDentistry_444025.aspx">cosmetic dentist</a>; call Dr. Bryan Carlin.</p>
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		<title>Leaving the Mortgage Business</title>
		<link>http://www.bestmortgageandhomeloans.com/leaving-the-mortgage-business/</link>
		<comments>http://www.bestmortgageandhomeloans.com/leaving-the-mortgage-business/#comments</comments>
		<pubDate>Sun, 12 Sep 2010 19:54:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=534</guid>
		<description><![CDATA[I wanted to take a few minutes to let those who have been clients and friends know how much I have enjoyed working with all of you. I recently got an opportunity to go and do something totally different that was out of the financial realm. Though it was a difficult decision, I decided that [...]]]></description>
			<content:encoded><![CDATA[<p>I wanted to take a few minutes to let those who have been clients and friends know how much I have enjoyed working with all of you. I recently got an opportunity to go and do something totally different that was out of the financial realm. Though it was a difficult decision, I decided that it was an opportunity that I didn&#8217;t want to pass up.</p>
<p>At the same time, I have built a very good mortgage business with this website being at the hub and didn&#8217;t want the site and all the information to go to waste. I have talked to several long time friends and mortgage loan officers who I trust and they have agreed to serve any leads from this website. These are all hand picked loan officers that will do a very good job helping anyone with a purchase or refinance.</p>
<p>Feel free to call me or fill out the application form and I will forward your information on to one of them.</p>
<p>Thanks again for a very good run.</p>
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		<title>Enjoy Your Vacation This Year</title>
		<link>http://www.bestmortgageandhomeloans.com/enjoy-your-vacation-this-year/</link>
		<comments>http://www.bestmortgageandhomeloans.com/enjoy-your-vacation-this-year/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 13:57:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>
		<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=506</guid>
		<description><![CDATA[For the last several years many of us have been staying close to home because of the economic situation or just needing to stay and work. I know we have stayed close to home because of school and work schedules. However, this year we are actually going out of town for a family function and [...]]]></description>
			<content:encoded><![CDATA[<p>For the last several years many of us have been staying close to home because of the economic situation or just needing to stay and work. I know we have stayed close to home because of school and work schedules. However, this year we are actually going out of town for a family function and I have heard more people I know deciding to get out of town this year for their vacation.</p>
<p>I just wanted to wish all of you, whether you are staying in town or traveling a very safe and happy vacation. I hope you get to see family and friends who you have not seen in a while and have the time of your life. As you get older, and you can tell by my picture that I have done that, you realize how quickly time goes by and how often you have to spend time with those you would rather not and how much you long to spend time with those you have a blast with. This year, I hope you spend time with the blast people as much as possible and just enjoy your summer vacation to the hilt and have a great time!</p>
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		<title>Tis the Season for Christmas Parties</title>
		<link>http://www.bestmortgageandhomeloans.com/tis-the-season-for-christmas-parties/</link>
		<comments>http://www.bestmortgageandhomeloans.com/tis-the-season-for-christmas-parties/#comments</comments>
		<pubDate>Sun, 20 Dec 2009 03:55:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=327</guid>
		<description><![CDATA[I really like this time of year because I get to catch up with so many people I haven’t seen all year long at the many Christmas Parties all over town. I am always amazed at how friendly and wonderful people in the Nashville and surrounding areas are in and around the real estate industry. [...]]]></description>
			<content:encoded><![CDATA[<p>I really like this time of year because I get to catch up with so many people I haven’t seen all year long at the many Christmas Parties all over town. I am always amazed at how friendly and wonderful people in the Nashville and surrounding areas are in and around the real estate industry. While we all compete with one another, it is never in a cut throat way and always with respect.</p>
<p>For all of those I will miss seeing; Have a Wonderful Holiday Season and enjoy your Christmas and New Year! I wish you all a very prosperous 2010!</p>
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		<title>Happy Thanksgiving</title>
		<link>http://www.bestmortgageandhomeloans.com/happy-thanksgiving/</link>
		<comments>http://www.bestmortgageandhomeloans.com/happy-thanksgiving/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 03:05:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=320</guid>
		<description><![CDATA[I know it has been a difficult year for some  and we have certainly had our moments this year. It has also been a time to bind together and get things done and we are so very thankful that we  are healthy and happy. With this said, I hope you have a wonderful Thanksgiving full [...]]]></description>
			<content:encoded><![CDATA[<p>I know it has been a difficult year for some  and we have certainly had our moments this year. It has also been a time to bind together and get things done and we are so very thankful that we  are healthy and happy.</p>
<p>With this said, I hope you have a wonderful Thanksgiving full of family and friends, good food and fellowship!</p>
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		<title>Getting Ready for Thankgiving</title>
		<link>http://www.bestmortgageandhomeloans.com/getting-ready-for-thankgiving/</link>
		<comments>http://www.bestmortgageandhomeloans.com/getting-ready-for-thankgiving/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 01:46:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Economic News]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[good home loans]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=314</guid>
		<description><![CDATA[Let&#8217;s face it, it has been a wild year! Last year at this time no one knew what was going to happen as we had just been told that our country was on the brink of a financial meltdown like we had never seen before. Though you will find few people who are glad the [...]]]></description>
			<content:encoded><![CDATA[<p>Let&#8217;s face it, it has been a wild year! Last year at this time no one knew what was going to happen as we had just been told that our country was on the brink of a financial meltdown like we had never seen before. Though you will find few people who are glad the taxpayers are out all the money that was put out and no one likes the amount of money our country is borrowing, at least we can see we are better off today than were we were at this time last year as a country as a whole though there are many families that are still hurting; I know because my wife has been out of a job since last April when her company closed its doors.</p>
<p>But as we get ready for Thanksgiving, we are looking at a year that has been very hard for many and thankful it is behind us as we look forward to opportunities and better times ahead. Homes are selling and loans are still affordable as we head into 2010. It look like the Congress will pass another type of stimulus to encourage home ownership for new owners and maybe even for those who would like to move up into a larger home for the sake of a growing family or business. Stay tuned to learn the details as they become available.</p>
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		<title>Giving Back to Your Community</title>
		<link>http://www.bestmortgageandhomeloans.com/giving-back-to-your-community/</link>
		<comments>http://www.bestmortgageandhomeloans.com/giving-back-to-your-community/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 18:42:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>
		<category><![CDATA[Community Activities]]></category>

		<guid isPermaLink="false">http://www.bestmortgageandhomeloans.com/?p=311</guid>
		<description><![CDATA[I love living in East Nashville. There is such a community feel in this area that everyone who lives and works here feels blessed to be a part of it. We also get to participate in many community activities throughout the year through our local Historic East Nashville Merchant Association and BNI Metro Chapter that [...]]]></description>
			<content:encoded><![CDATA[<p>I love living in East Nashville. There is such a community feel in this area that everyone who lives and works here feels blessed to be a part of it. We also get to participate in many community activities throughout the year through our local Historic <a title="HENMA" href="http://www.eastnashville.org/">East Nashville Merchant Association</a> and <a title="BNI Tennessee" href="http://www.bnitennessee.com/">BNI Metro Chapter</a> that support efforts in and around East Nashville.</p>
<p>There are also individuals with great ideas who have started doing great things like <a title="East C.A.N. website" href="http://www.eastcan.org/">East C.A.N</a>. and the <a title="Tomato Art Festival website" href="http://tomatoartfest.com/">Tomato Art Festival</a> that are making a difference in the lives of those who live in East Nashville. It seems I am always hearing about someone or something new that is being talked about or done in this community and enjoy being a part of it. I am also reminded every year as the holidays come around how many are in need in and around our community as well and will be looking out for a place to donate my time and effort this year. I hope you are doing the same in your community because we all need to give back when we can.</p>
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