It’s a Good Time for a Holiday
Every year when you need it, Thanksgiving comes along. It reminds us all of what is really important; husbands and wives; children; mothers and fathers; friends and other important people in our lives. It’s never too early and it’s never too late to remember all that is good and all those that have been so [...]
Where’s the Bottom?
Yesterday I listened to all the pundits on Sunday morning TV. Almost all of them predicted a gloom and doom economic picture all the way through 2009 in the overall economy as well as housing and mortgages. Now I am not an economist and won’t pretend to know any different information than they do, however, [...]
Go Vote!
No matter whom you are for or how long it takes, I want to encourage you to make your voice heard and vote. If nothing else has been accomplished during this election season, people seem to be more engaged and ready to get involved and vote. I hope you are one of those people.
Have a Great Halloween
I find it very interesting that Halloween is just behind Christmas as the most popular holiday. It certainly doesn’t surprise me as it is another holiday around our children and grand children. It gives the rest of us a chance to enjoy the utter delight that the kids have in getting the dickens scared out [...]
A Way to Save on Your Electric Bill
You can take an online energy audit on the Nashville Electric Service’s website and receive a package called and Energy Conservation Kit to help you save energy in your own home. The kit includes: 2 compact fluorescent bulbs Outlet & light switch gaskets Filter whistle 2 faucet aerators Hot water temperature gauge Home thermometer How [...]
Underwriter Hell
It has been a difficult year in the mortgage business trying to keep up with all of the changes that keep coming down in droves. I give kudos to all who have half way stayed on top of the situation. Today, however, I want to publicly thank all the underwriters and processors who have been [...]
Feds Cut Rate Again by .500
I have already been called this morning and asked if interest rates are going to fall again. My answer, I have no idea. Interest rates are not following normal historical indicators so no one that I know feels confident in predicting what might happen. It also takes anywhere from 6 to 12 months for a [...]
Why New South Federal Savings Bank
Now that I have recently moved from a mortgage company to a regional bank, I have had several people ask me why I made the move since I was happy at the mortgage company. The simple answer is that times are a changing and I felt it was the right thing to do, not only [...]
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