Investing in Real Estate
Many people choose to invest in real estate as a means of income for their families. Investing in real estate is a complicated business, but if done diligently, can provide a legitimate and lucrative source of income for you and your family. People invest in real estate in a few ways. One popular way to [...]
Best Home Buying Practices
Yes, there are better home buying practices than others. We talk a lot about being prepared to buy a home, and the importance of planning, and that could not be truer. Buying a home is a serious commitment. More than that, by practicing responsible home buying techniques you can take advantage of all the resources [...]
Avoiding Foreclosure
Foreclosure is a dirty word that Americans are all too familiar with hearing. Unfortunately, the shaky economic climate and current housing crisis are forcing many hard working Americans out of their homes with no where to go. Take a drive, and look at all the foreclosed homes in your area. While scary and tragic, avoiding [...]
4 Easy and Effective Steps to Modify your Mortgage Loan
When a borrower fails to come up with his monthly mortgage payments, he may opt to apply for a mortgage modification. It is a name given to a collection of relaxations that the lender bestows upon the borrower provided there are authentic circumstances that are keeping the borrower from making payments on the mortgage. But [...]
Protect Yourself with Insurance
We all know you need homeowners insurance to protect your home but what many people don’t think about is what could happen to your home if you pass away. I always warn new homeowners that they will receive a bunch of notices in regard to insuring their home in case of their death. I also [...]
Aftermath of the Flood
It’s been a few weeks since I have posted anything. I was out of town and returned the day before the rain came and the ensuing flood. It has been a mess but I have seen so many people volunteer and help that it has also been a testament to the people of the State [...]
Credit Repair 101
Lately I have talked to a lot of people who need a little help with their credit. As a lender, I can do something called a rapid re-score if you have proof from the creditor that you have paid off or paid down a credit line or if you have proof that a mistake was [...]
Tax Credits Coming to an End
I keep hearing wishful thinking from those who are not ready to purchase a home yet that the government will once again extend the tax credits for first time home buyers and those who are either moving up or down in a home (check the rules as not everyone will qualify). For you, there has [...]
Why Should You Attend a First Time Buyer Class?
One of the things I hear often asked in relation to THDA and other first time home owner programs is why some of these programs require you to attend a Buyer Education Class. On the surface, it would seem that they just want you to know what you are getting yourself into when purchasing a [...]
Holiday Market Volatility
Emotions and your weight are not the only things that are volatile during the holidays as we watch the different indicators in the market go up and down on a daily basis. One day inflation seems to be out of control in one sector to be brought back from the brink by another sector the [...]
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