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"I love working with my mortgage clients through every step of the buying process... To do my job the best I can, and then be able to sit with them at the closing table, and see their faces as they buy their first home. It's like Christmas for me. There's just nothing better."
-Taylor Hill - 615-243-7590

Credit Repair 101

Posted on | April 20, 2010 | No Comments

Lately I have talked to a lot of people who need a little help with their credit. As a lender, I can do something called a rapid re-score if you have proof from the creditor that you have paid off or paid down a credit line or if you have proof that a mistake was made reporting on one or more lines of credit; i.e.late pays, etc. However, your word for it, a copy of a check or credit card statement will not work. I have to have something from the creditor itself in order to do this process AND it only clears the issue for the mortgage loan and DOES NOT clear it for future purchases or purposes.

If you need something more substantial, I suggest you work with someone who can help you with a more in-depth credit repair. I do have someone that I refer people to that I believe is one of the best around. It’s important to find someone who is above board and fair minded.

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"I was very nervous since this was my first house. Taylor was great! I never had to call him because he kept me informed through the entire process. I don't think I could have had a better experience." - Al K.

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