Government Mortgage Assistance Programs

Energy-efficient mortgage – An EEM is backed by FHA or VA loan programs and allows borrowers to combine the cost of energy-efficient upgrades onto a primary loan upfront – all without a larger down.

Assistance for Unemployed Homeowners. Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment.

If a loved one needs a stay in a skilled nursing home facility. few can afford to self-pay so most people apply for the government to pay for the care. Medicare is a federal health insurance.

There are two classes of program: government-sponsored and lender-sponsored. government-sponsored home mortgage assistance tends to be broader in scope and easier to acquire, but less tailored to your individual needs. Remember that the point of government assistance is to free up cash for you to spend elsewhere.

Need Mortgage Assistance? Want to know what programs you may be eligible for? To learn more about your options, please visit the U.S. Department of the Treasury’s Making Home Affordable website.. Also, to learn what specific programs you qualify for, you may submit a completed Borrower Response Package to your servicer.

Usda Rural Loans Map Final determination of property eligibility must be made by Rural Development upon receipt of a complete application. Viewing eligibility maps on this website does not constitute a final determination by Rural Development. To proceed with viewing the eligibility map, you must accept this disclaimer.

The Home Affordable Foreclosure Alternatives (HAFA) program is for borrowers who, although eligible for the government Home affordable modification program (hamp), are not able to secure a permanent loan modification or cannot avoid foreclosure.

Harris County Home Program Harris County is a county located in the U.S. state of Texas, located in the southeastern part of the state near Galveston Bay.As of the 2010 Census, the population was 4,092,459, making it the most populous county in Texas and the third most populous county in the United States. Its county seat is Houston, the largest city in Texas and fourth largest city in the United States.

The Government National Mortgage Association (GNMA), or Ginnie Mae, was established in the United States in 1968 to promote home ownership.As a wholly owned government corporation within the Department of Housing and Urban Development (HUD), Ginnie Mae’s mission is to expand affordable housing finance in America by linking domestic and global capitalization to the nation’s housing.

Usda Home Loans Requirements 2019 Usda Loan Address Verification A comprehensive list of current VA Minimum Property Requirements (MPRs). Find out if the home you’re interested in buying is in acceptable condition for a VA loan.

In addition to federal government mortgage assistance, some private lender and state programs exist to help homeowners overcome mortgage hardships. California has five such programs and helps.

WISH Program Mortgage Assistance Programs. The following mortgage assistance programs have worked with member banks that have participated in the Bank’s WISH Program.