Tax Credits Coming to an End
I keep hearing wishful thinking from those who are not ready to purchase a home yet that the government will once again extend the tax credits for first time home buyers and those who are either moving up or down in a home (check the rules as not everyone will qualify). For you, there has [...]
Home Loan Modifications
I have received several calls over the past week in regard to home loan modifications for people that have not been able to refinance their homes due to the loan on the house being more than its current value or the current financial position has changed and they can not longer qualify for a refinance. [...]
Proving Hardship for a Mortgage Modification
I get asked a lot of questions about modifying current loans and one of the things many companies want you to do is prove hardship. What does that mean since once would think if you are calling them you have hardship? Simply, you have to show that you are having trouble paying your bills or [...]
THDA Great Start Program
I want to do a series of blogs in regard to the THDA loan programs for first time home buyers. These programs are designed to help first time home buyers within a certain income ranges to purchase a home at a good interest rate. The first one I want to look at is the Great Start Program.
This [...]