Best Mortgage and Home Loans

Your Mortgage, My Mission

"I love working with my mortgage clients through every step of the buying process... To do my job the best I can, and then be able to sit with them at the closing table, and see their faces as they buy their first home. It's like Christmas for me. There's just nothing better."
-Taylor Hill - 615-243-7590

The New GFE

As of January 1, 2010 all mortgage lenders will be required to use the new Good Faith Estimate (GFE) and abide by the new disclosure regulations that accompany the new GFE. While this is different from GFE’s of the past, it is not designed as a user friendly form for the lender but a [...]

What is “Forced Insurance”

When you purchase your home you are required to keep home owners insurance on the property until the mortgage is paid in full. This is a part of the mortgage note you sign at closing. However, the mortgage company is not responsible for finding you insurance; that is your responsibility and a part of the [...]

Where Do You Turn When You Need Help?

I have to tell you that over the last year I have been disappointed by how many people I know that have been seemingly scammed by some who are offering help. It has not just been people who have been traditionally preyed upon or those who don’t have a bit of knowledge about mortgages and [...]

New Disclosure Rules You Need to Know

This past month has brought with it more changes to the process from approval to closing that are designed to protect the consumer. Most of it has to do with the timeliness of presenting as accurate a Good Faith Estimate as possible before closing to prevent the buyer from those last minute heart attack moments [...]

You Must Look at Loan Fees & Compare

Once again I had a potential customer who decided to go with another company who got them a rate that was .250% below what anyone else was quoting and it looked like a great deal from the original GFE that they were given.  Then, about a week after they closed the refinance loan, the [...]

Testimonials

"I was very nervous since this was my first house. Taylor was great! I never had to call him because he kept me informed through the entire process. I don't think I could have had a better experience." - Al K.

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