Grants Available
Grants Available in Tennessee
Are you thinking of buying your first home in Tennessee? Would you like a free gift of money to help you purchase that first home? There is great news for you because Tennessee Housing Grants and THDA do just that!
The state of Tennessee, many counties, many cities and private organizations provide free money for its residents who need a Tennessee first time home buyers loan and need help with the down payment and closing costs. This money comes primarily in the form of grants. This is free money that shouldn’t be passed up!
Tennessee mortgage banker, Taylor Hill, specializes in the Tennessee Housing Development Agency (THDA) and other Tennessee housing grants. These programs offer either a below market interest rate or state grant money for your down payment and closing cost.
One of the primary ways THDA assist people is by offering mortgages for first time home buyers, with grants of up to 4 percent of the acquisition cost or below market interest rates. THDA’s loans are designed for low and moderate income borrowers. Since it’s inception in 1973, THDA has made over 93,000 mortgages.
All Counties & Cities in Tennessee
404 James Robertson Parkway, Suite 1114
Nashville, Tennessee 37243-0900
615-741-2400
THDA’s Homeownership programs are designed for low- and moderate-income borrowers. Some programs include down payment assistance.
Homebuyer Education – Tennessee Housing Development Agency (THDA) maintains a list of trainers approved to teach homebuyers about a home. The information is provided by county.
Homeownership Housing Voucher to Homeownership – THDA offers a Housing Voucher (Section 
to Homeownership Program covering most counties in Tennessee. People who meet the guidelines may be able to use their Housing Vouchers to buy homes.
Local Homeownership Programs – programs serving specific local areas in Tennessee
101 Market Street, Suite 100
Chattanooga, Tennessee 37402
Phone: (423) 756-6225
Fax: (423) 756-3851
801 N Holtzclaw Avenue
Chattanooga, TN 37404
(423) 752-4893
(423) 752-4462 (fax)
25 Cherokee Blvd., Suite A, PO Box 4941
Chattanooga, Tennessee 37405
Phone: (423) 756-2239, ext. 1000
Fax: (423) 756-9278
http://www.rurdev.usda.gov/rhs/
Clarksville: Montgomery County
Clarksville/Montgomery County Regional Planning Commission
106 Public Square
Clarksville, TN 37040
Low-income -
(931) 647-2303
Mental Health Center
(residential homes) – (931) 920-7200
Other – (931) 645-7448
www.cityofclarksville.com/housingdevelopment/index.asp
350 Pageant Lane, Ste. 307
Clarksville, TN 37040
(931) 648-5774
Office of Community Development
329 Main St.
Clarksville, TN 37040
(931) 645-7448
Montgomery County Habitat for Humanity
482 Jones Rd.
Clarksville, TN 37403
(931) 645-4222
New construction, affordable housing programs, volunteering
Cookeville: Cookeville, Crossville, Cannon, Clay, Cumberland, DeKalb, Fentress, Jackson, Macon, Overton, Pickett, Putnam, Smith, Van Buren, Warren, White
Fountain Court, Suite K 390 South Lowe Avenue, PO Box 555
Cookeville, Tennessee 38503
Crossville Housing Authority
67 Irwin Avenue/P.O. Box 425
Crossville TN 38557
Phone (931) 484-2990
Fax (931) 456-1513
http://www.crossvillehousing.org/
2416 W. Andrew Johnson Hwy.
Morristown, TN 37814.
(423) 585-1444
Franklin
129 West Fowlkes Street, Suite 137
Franklin, TN 37064
(615) 591-4345
www.gapcdr.org
Jackson
206 East Main Street, Suite 202
Jackson, TN 38301
731 422 1366
Johnson City: Washington
Keystone Community Center 603 Bert Street
Johnson City Tennessee 37601 Phone and Fax: (423) 434-6291
http://www.e8cdc.org/index.htm
Kingsport: Carter, Greene, Hancock, Hawkins, Johnson, Washington, Unicoi
PO Box 46
Kingsport, Tennessee 37662
Phone: (423) 246-6180
Email: lsmith@naxs.com
www.tacaa.com/serviceupeast.html
Knoxville: Knox, Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Loudon, Monroe, Morgan, Roane, Scott, Sevier, Union
211 Blount Avenue, Suite 508
Knoxville, Tennessee 37920
Phone: (865) 637-3666
Fax: (865) 637-5616
TTY: (865) 637-6796
Email: drc@korrne.org
154 E. Fifth Avenue
Knoxville, Tennessee 37917
Phone: (865) 524-5511
Fax: (865) 525-5154
Email: knoxaul@knoxaul.org
900 East Hill Avenue, Suite 270
Knoxville, Tennessee 37915
Phone: (865) 637-1679
Fax: (865) 637-9713
Room 503, City County Building
Knoxville, Tennessee
Phone: (865) 215-4545
Fax: (865) 215-4547
http://www.ci.knoxville.tn.us/development/
400 Main St. Suite 345
Knoxville, TN 37902
865.215.3980
e-mail: community.development@knoxcounty.org
www.knoxcounty.org/communitydevelopment/programs.php
9111 Cross Park Drive, Suite D-100
Knoxville, TN 37923
Phone (865) 691-2551
4730 New Harvest Lane, Suite 300
Knoxville, Tennessee 37918-7000
Phone: (865) 523-3338
Fax: (865) 525-7622
http://www.rurdev.usda.gov/rhs/
Memphis: Shelby
The City of Memphis’s Down Payment Assistance Program assists low and very low-income families in purchasing their first home. Offered by the City of Memphis’ Division of Housing and Community Development (HCD), the Down Payment Assistance Program targets five different groups; Teachers, police officers, public housing residents, section 8 voucher holders and first time homebuyers interested in purchasing a home in a designated zip code.
http://memphis.earnbenefits.org/down_payment_assistance/
City of Memphis Division of Housing and Community Development Guide to Programs – includes down payment assistance programs and rehabilitation and repair programs.
(901) 576-7424
1548 Poplar Avenue
Memphis, TN 38104
(901) 725-0460
http://www.memphiscommunitydevelopment.com/
1548-B Poplar Avenue
Memphis, TN 38104
(901) 583-1511
1548 Poplar Avenue
Memphis, TN 38104
(901) 729-2934
1471 Genesis Circle
Memphis, TN 38106
(901) 946-9675
51 N. Cooper Street
Memphis, TN 38104
(901) 272-1122
1680 Jackson Avenue
Memphis, TN 38107
(901) 276-1783
Morristown: Cocke, Grainger, Hamblen, Jefferson,
Monroe, Sevier
PO Box 1218 – 534 East First North Street
Morristown, Tennessee 37816
Phone: (423) 587-4500
Fax: (423) 587-4509
http://www.douglascherokee.org/
Murfreesboro: Rutherford County
Development Office
111 West Vine St
Murfreesboro, TN 37130
(615) 893-5210
Nashville- Davidson County
1011 Cherry Ave.
Nashville, TN 37203
251-0025
Nashville-Corp for Natl. and Community Services
Americorps and Volunteer Programs
233 Cumberland Bend Dr., Ste. 112
Nashville, TN 37228
736-5561
Estes Kefauver Federal Building, Courthouse Annex
110 9th Avenue South
Nashville, TN 37203
(800) 827-1000
Tennessee Partnership Office
214 Second Avenue, North, Ste. 205
Nashville, TN 37201
(615) 252-4160
Metro Development and Housing Agency
P. O. Box 846
Nashville, TN 37202
(615) 252-8508
Tennessee Housing Development Agency
404 James Robertson Pky., Ste. 1114
Nashville, TN 37219
(615) 741-3007
222 Oriel St.
Nashville, TN 37210
(615) 833-9580
1011 Cherry Ave.
Nashville, TN 37203
(615) 251-0025
Housing Rehabilitation Assistance Programs
701 South 6th St.
Nashville, TN 252-8500
(615) 252-8500
http://www.nashville.gov/mdha/
1103 Chapel Ave.
Nashville, TN 37206
(615) 254-4663
701 South Sixth St.
Nashville, TN 37206
(615) 780-7000
961 Woodland St.
Nashville, TN 37206
(615) 650-9779
404 James Robertson Parkway
Ste 1114, Parkway Towers
Nashville, TN 37243
(615) 741-4968
480 Craighead St., Ste. 200
Nashville, TN 37204
(615) 292-5803
930 Scovel St.
Nashville, TN 37208
(615) 256-4329
235 Cumberland Bend Dr., Ste. 200
Nashville, TN 37228
(615) 736-5600
3322 West End Ave, Ste. 302
Nashville, TN 37203
(615) 783-1359
222 Oriel St.
Nashville, TN 37210
(615) 833-9580
www.woodbinecommunity.org/index.ez
Oak Ridge: Anderson, Roane, Morgan
PO Box 5713, Oak Ridge, TN 37831
Phone: (865) 482-7345,
483-9783
Fax: (865) 220-8645
Email: carlotta@hdcclinchvalley.org
www.housingwithinreach.org/index.asp?p=110
All Counties
http://www.habitat.org
– PO Box 7021
Oak Ridge, TN 37831
Phone: (865) 482-7713
Email: hhac@esper.com
– 1620 W. Broadway
Maryville, TN 37801
Phone: (865) 982-8717
Email: bchfh@korrnet.org
– 2418 E 14th St.
Chattanooga, TN 37404
Phone: (423) 622-7898
Email: hfh.chatt@vol.com
– PO Box 854
Crossville, TN 38557
Phone: 931-484-4565
Email: habitat@crossville.com
– PO Box 1824
Greeneville, TN 37744
Phone: (423) 638-1918
Email: gchfh@xtn.net
– 403 E. Main St.
Rogersville, TN 37857
Phone: (423) 272-1830
– PO Box 5265
Kingsport, TN 37663
Phone: (423) 239-7689
Email: HolstonHabitat@chartertn.net
– PO Box 346
Jefferson City, TN 37760
Phone: (865) 540-3900
– 204 Lakeside Plz, Ste 115
Loudon, TN 37774
Phone: (865) 988-7427
Email: loudounhabitat@earthlink.net
– PO Box 1556
Athens, TN 37371
Phone: (423) 745-8488
– PO Box 6444
Sevierville, TN 37864
Phone: (865) 428-2040
FHA Down Payment Gift Assistance
Below are down payment assistance programs that may be used to buy a home in Tennessee.
HART – down payment assistance program allows you to buy a home with no money down. www.hartprogram.com/staging/nuke/index.php
Nehemiah – down payment assistance program for buying a home with no money down. http://www.getdownpayment.com/index.asp
Ameridream – down payment assistance program for buying a home with no money down. http://www.ameridream.org/
Quickdown – down payment assistance program for buying a home with no money down. http://www.quickdown.com/index.php