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The Latest News for 1st Time Homebuyers & More

Posted on | November 11, 2009 | 1 Comment

If you have not heard by now, President Obama has signed legislation extending the first time homeowner tax credit. You must have a property under contract by April 30th and it must close by July 30th of 2010. The income restrictions have been raised to $125,00 if you are single and $250,000 if you are married and you cannot purchase a home greater than $800,000. You will need to take your closing paperwork to your accountant to get all the deductions and credits that are coming to you.

Also in the new legislation is a tax credit for those selling their existing home and moving into another. You must have used the home as your primary home for five out of the last eight years and the tax credit is for $6,500. You will have to attach your closing statement, also called the HUD, to your income tax paperwork to get the credit. The same income and price restrictions as the first time home-buyer credit applies. If you have additional questions, make sure you call either the IRS or your accountant as this is a tax question.

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One Response to “The Latest News for 1st Time Homebuyers & More”

  1. Getting to know your Mortgage Lender | facofsc.com
    January 10th, 2010 @ 4:03 pm

    [...] houses because of bad decisions. I have since had two loan officers tell me I was crazy not to take advantage of the tax credit but I know that I made the right decision for me. I also know when I intend to buy a house and what [...]

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