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"I love working with my mortgage clients through every step of the buying process... To do my job the best I can, and then be able to sit with them at the closing table, and see their faces as they buy their first home. It's like Christmas for me. There's just nothing better."
-Taylor Hill - 615-243-7590

When Not to Buy a House

Posted on | June 22, 2009 | No Comments

Everybody is talking about how now is a great time to buy a house since there is the stimulus plan that let’s you get up to $8,000 back on a tax credit as well as rates that are still historically low. However, as much as that seems to be great advice, there are times that buying a house id not the right time. Here are just a few.

Do not buy a house if:

  • You think your job is in jeopardy
  • All your friends are buying a house
  • You don’t have down payment money & don’t qualify for assistance
  • The payments are more than you are comfortable with
  • You’re counting on room mates to help you make the payments

Being comfortable and ready to make the house payments as well as pay for any needed or additional repairs is an important part of owning and maintaining property. Don’t buy a house until you are ready to make the commitment.

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"I was very nervous since this was my first house. Taylor was great! I never had to call him because he kept me informed through the entire process. I don't think I could have had a better experience." - Al K.

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