Where Do You Turn When You Need Help?
Posted on | August 31, 2009 | No Comments
I have to tell you that over the last year I have been disappointed by how many people I know that have been seemingly scammed by some who are offering help. It has not just been people who have been traditionally preyed upon or those who don’t have a bit of knowledge about mortgages and how the banks and mortgage companies work.
I know two people in the mortgage and real estate business, who will go unnamed, that hired companies to help them modify their home loans and after 6 and 8 months realized they had been taken. Both have since talked to the loss mitigation departments of their respective mortgage companies and worked out their own modifications, which I have found to be the best way for a homeowner to get it done. Unfortunately, there are far too many people out there who prefer to not deal with the problem than there are that will deal with it head on. This is what I have personally seen to be the issue in so many cases, so to answer the question proposed in the title; most of the time, it’s you who can help yourself the most.
If you really don’t understand an issue, get in touch with your mortgage company and ask questions or call your homeowners insurance person and see if they can help you figure out what to do. There is THDA and the Nashville Housing Fund that may be able to guide you to the right person. The main thing is to not give up and keep fighting until you understand the problem and have the steps to deal with it down. You are always your best advocate!
Comments
Leave a Reply